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Similar to how other bankruptcy options will stop debt collectors, filing a Chapter 13 bankruptcy will immediately stop a foreclosure proceeding while the bankruptcy is processing. Often times, this allows you to keep your home.
The temporary freeze on the foreclosure also often allows you to catch up on the payments you are behind on or negotiate a more favorable payment structure. Let Southwell & O'Rourke P.S. help you stop a foreclosure process or get a handle on your outstanding debt.
If you have a second mortgage, but your home is worth less than your first mortgage, this form of bankruptcy can often be invaluable to you. Stop living with mountains of debt; let us get moving on your bankruptcy options today.
Save your home
Catch up on loans
Manage debts over time
Discharge several debts